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Sejarah AwanTunai

Rama

History of AwanTunai

After dedicating a lot of time building Go-Jek, Rama decided to take a break before taking on other challenges. However, during this break, he was occasionally asked to speak regarding the development of the start-up industry in Indonesia. One of the cities he visited was Surabaya, while in Surabaya, Rama met his old friend and invited him to visit the Bangilan area, one of the areas in Tuban, about 4 hours’ drive from Surabaya.

There, Rama chatted with local residents, the majority of whom farming was their main occupation. Starting from this conversation, it turned out that they had a lot of financial problems, especially working capital and limited access to finance from banks, so they had no other choice but to borrow from local loan sharks who charged very high interest rates (200%+ pa.).

Therefore, Rama helped by providing access to working capital at low cost (2% a month) to several farmers. All loans were successfully repaid and Rama received a very positive response from the farmers he helped. This pilot demonstrated providing affordable capital to micro SMEs could be a sustainable business,

Rama saw a good opportunity to help Indonesian people who need access to affordable financing. Rama together with Dino decided to scale this vision by building AwanTunai. They have a vision to provide affordable financing for MSMEs, which will further advance and empower communities to grow and develop.

What is AwanTunai?

What is AwanTunai?

PT Simplefi Teknologi Indonesia or better known as AwanTunai was established in Indonesia in 2017. Windy Hill Pte.Ltd. and Rama Notowidigdo are the stakeholders of the company.

AwanTunai is engaged in the activity of organizing information technology-based co-funding that focuses on developing the supply chain ecosystem of the FMCG-Grocery industry.

AwanTunai is registered and supervised by the Financial Services Authority (OJK). In addition, Awantunai is an active member of the
Indonesian Joint Funding Fintech Association (AFPI).

PT Simplefi Teknologi Indonesia or better known as AwanTunai was established in Indonesia in 2017. Windy Hil Pte.Ltd. and Rama Notowidigdo are the shareholders of the company.

AwanTunai is engaged in the activity of organizing information technology-based co-funding that focuses on developing the supply chain ecosystem of the FMCG-Grocery industry.

AwanTunai is registered and supervised by the Financial Services Authority (OJK). In addition, Awantunai is an active member of the Indonesian Joint Funding Fintech Association (AFPI).

Our Vision

Our Vision Strengthen and prosper SMEs.

Our Mission

Optimizing the traditional FMCG supply chain with easy and safe technology and capital

AwanTunai Culture

Trust

Instill trust with the company, internal teams, and customers.


Innovate

Innovate to develop a real long-term competitive advantage.


Discipline

Business knowledge must easily flow to our technical teams. Investment and resourcing decisions must be rigorous, aiming for profitability or long-term competitive advantage.

Armed with knowledge from the Stanford Graduate School of Business, Dino believes that the presence of a fintech institution like AwanTunai can encourage financial independence for the people of Indonesia. Dino founded AwanTunai in June 2017.

Chandra is an expert in credit and risk with huge experience in the banking industry. He was a Senior Reviewer Commercial for PT Jtrust Bank, Tbk. He also contributes to several banks such as CIMB Niaga Bank, China Construction Bank, and Lippo Bank.

Directors

Armed with knowledge from the Stanford Graduate School of Business, Dino believes that the presence of a fintech institution like AwanTunai can encourage financial independence for the people of Indonesia. Dino founded AwanTunai in June 2017.

Chandra is an expert in credit and risk with a great expertise in the banking industry. He was a Senior Reviewer Commercial for PT Jtrust Bank, Tbk. He also contributed to several banks such as CIMB Niaga Bank, China Construction Bank, and Lippo Bank.

Rico had a decade of experience in the banking business with exposure to corporate and Consumer Banking. He was Director of IT PT. Bank Mandiri (Persero) Tbk.

Michael is an equities and business research expert with more than 20 years of experience in the industry. Before joining AwanTunai he was an equity research/analyst in PT. Valbury Sekuritas Indonesia

Commissioner

Rico had a decade of experience in the banking business with exposure to corporate and Consumer Banking. He was Director of IT PT. Bank Mandiri (Persero) Tbk.

Michael is an equity and business research expert with more than 20 years of experience in the industry. Before joining AwanTunai he was an equity research/analyst in PT. Valbury Sekuritas Indonesia

Shilpa is a seasoned banker and has a strong financial services pedigree having spent her entire professional career in investment banking, payments, transaction advisory, and audit across Asia and Europe with a deep understanding of lending in emerging markets.

Prada is an expert in sales with an experience more than 15 years in the banking industry. Before joining AwanTunai he was the Head of China Construction Bank (CCB Indonesia).

Ying Li is an expert in data mining, text mining, machine learning, and software optimisation with 100 patents filed or granted.

Prada is an expert in sales with an experience more than 15 years in the banking industry. Before joining AwanTunai he was the Head of China Construction Bank (CCB Indonesia).

Rama with Dino founded AwanTunai with the ambition to advance the welfare of the Indonesian people. Rama has worked at Oracle Corporation, Collabnet, He co-founded Nostra Solusi Technolgi, was a CTO for Kartuku, and CPO for Go-Jek Indonesia. He also co-founded Sayurbox and is an advisor for OY! Indonesia and Adskom.

WINDY HILL is an ACRA-registered entity that has been operating for 6 years 1 month in Singapore. WINDY HILL PTE. LTD. is registered as Private Limited Company with its address in District 1 (Raffles Place, Cecil, Marina, People's Park), primarily operates in the sector of "MANAGEMENT CONSULTANCY SERVICES".

Management Team

Shilpa is a seasoned banker and has a strong financial services pedigree having spent her entire professional career in investment banking, payments, transaction advisory, and audit across Asia and Europe with a deep understanding of lending in emerging markets.

Together with Dino, Rama founded AwanTunai with the ambition to advance the welfare of the Indonesian people. Rama has worked at Oracle Corporation, Collabnet, he co-founded Nostra Solusi Teknologi. He was the CTO for Kartuku, and CPO for Go-Jek Indonesia. He also co-founded Sayurbox and is an advisor for OY! Indonesia and Adskom.

Ying Li is an expert in data mining, text mining, machine learning, and software optimisation with 100 patents filed or granted.

Prada is an expert in sales with more than 15 years experience in the banking industry. Before joining AwanTunai he was the Head of China Construction Bank (CCB Indonesia).

8 years in engineering with experience in supplier chain domain, distributed, and blockchain frameworks. With keen affinity in problem solving, have designed and developed systems from scratch.

Stakeholder

Together with Dino, Rama founded AwanTunai with the ambition to advance the welfare of the Indonesian people. Rama has worked at Oracle Corporation, Collabnet, he co-founded Nostra Solusi Teknologi. He was the CTO for Kartuku, and CPO for Go-Jek Indonesia. He also co-founded Sayurbox and is an advisor for OY! Indonesia and Adskom.

WINDY HILL is an ACRA-registered entity that have been operating for more than 6 years in Singapore. WINDY HILL PTE. LTD. is registered as Private Limited Company with its address in District 1 (Raffles Place, Cecil, Marina, People's Park), primarily operates in the sector of "MANAGEMENT CONSULTANCY SERVICES".

Financial Statements

As of December 2022


2022 Audit Opinion:
Unqualified

Financial statements

As of December 2022

Permitted and Supervised By

Otoritas Jasa Keuangan

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PT. SimpleFi Teknologi Indonesia

Tokopedia Tower Ciputra World 2 Lt.37
Jl. Prof. Dr. Satrio No. Kav. 11 RT.3/ RW.3, Karet Semanggi,
Jakarta Selatan 12950

Product information: halo@awantunai.com
Complaint: layanan@awantunai.com
Telephone: 0811-8120-0122

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